CyberQP

Obtain Cyber Insurance Without The Hassle

The guide highlights that 70% of ransomware claims were denied in 2025 due to lack of verifiable evidence of enforced security controls like MFA and PAM, emphasizing that cyber insurance underwriters now require documented proof of active enforcement—such as audit logs and policies—rather than just tool implementation, and offers a Cyber Insurance Readiness Checklist to help organizations verify and demonstrate their security posture to secure coverage and avoid claim denials.

The State of the Cyber Insurance Market

According to industry reporting cited in this guide, 70% of ransomware-related claims were denied in 2025 due to misrepresented or unprovable controls. In many cases, organizations had tools in place, but couldn’t produce the logs, policies, or documentation to prove those controls were enforced at the time of the breach.

If MFA, PAM, or account deprovisioning can’t be demonstrated with evidence, the answer may effectively become “no” when it matters most.

When “Yes” Isn’t Enough

Many organizations check the box for MFA, PAM, or access controls assuming that having the tool in place is enough. It isn’t. Underwriters now expect proof of enforcement, not proof of purchase. That means screenshots of configuration, audit logs tied to real users, documented policies, and evidence that controls were active at the time of a breach.

See How Ready You Really Are

Cyber insurance applications aren’t just about answering “yes.” Underwriters want proof. Our Cyber Insurance Readiness Checklist shows exactly what you’ll be asked and how to demonstrate compliance, from MFA enforcement and privileged access controls to audit-ready evidence and deprovisioning workflows.

With this checklist, you can:

  • Quickly verify your security posture before applications hit your inbox
  • Ensure every answer is backed by proof, not guesswork
  • Protect your coverage and avoid costly denials

Above is a sneak peek of the checklist itself, a practical tool you can print, share with your team, and start using today.